Posts by zestsms
Forbearance Repayment Options
If you or a loved one are experiencing financial hardship on top of buying or paying off the ownership of a home, you are likely experiencing high levels of stress and may be seeking financial guidance during this time. Forbearance plans allow homeowners to make reduced mortgage payments during the term of the agreement while…
Read MoreHow the FHA’s Extended Forbearance Impacts Homeowners’ Financial Future
In recent mortgage letters sent out by the United States Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA) has extended the foreclosure and eviction moratorium for single-family FHA-insured mortgages through the early months of 2021. This decision provides much-needed assistance for many families across the country suffering financially from the impacts…
Read MoreWhat You Should Know About Tenancy by The Entireties
When it comes to bankruptcy, especially Chapter 7, or liquidation bankruptcy, individuals may be required to liquidate important assets such as their home in order to repay debts to their creditors. During this time of the coronavirus pandemic, many individuals are suffering from additional financial strain, and seeking solace from creditors and extensions on their…
Read MoreDo I Need to Seek Mortgage Litigation?
Mortgage litigation involves a claim, lawsuit, or other dispute over a mortgaged property. The claim can be brought forth by either the lender or the borrower. In these disputes, one party is bringing a lawsuit against the other party to comply with the loan terms. The attorneys at Grossbart, Portney & Rosenberg, P.A. are here…
Read MoreIs My Debt Collector Acting Illegally?
The Fair Debt Collection Practices Act (FDCPA) protects debtors from abusive, unfair and deceptive debt collection practices that pressure and intimidate debtors. Under this law, debtors are entitled to respectful treatment and privacy from third-party debt collectors. Below, the attorneys at Grossbart Portney & Rosenberg, P.A. outline some of the debt collection practices that are…
Read MoreHow Bankruptcy Affects Your Retirement Accounts
When involved in personal bankruptcy, the feeling of knowing your assets may not be secure can cause anxiety. While many of us primarily think of our assets as material items including our home, car and personal belongings, one thing that is often overlooked is retirement accounts. While laws vary from state to state, there are…
Read MoreThe Ripple Effect of December Spending on Your Next Year
This year has been a tough one for all of us. As many of us had to pivot in our business and personal lives, or even lost our job, we are holding on tightly to any small glimmer of hope or excitement. As the holiday season rolls around, you may be thinking about what you…
Read MoreHow Do I Properly Prepare for Filing Bankruptcy?
Bankruptcy is never an easy process to go through. Making the decision to file for personal bankruptcy, especially during this time can feel overwhelming, and you may not know where to begin. Our team at Grossbart, Portney & Rosenberg, P.A. has extensive experience in helping our clients move through the bankruptcy process efficiently, ensuring that…
Read MoreHow the Automatic Stay Impacts the Bankruptcy Process
When it comes to the process of bankruptcy, many consumers can feel easily overwhelmed and concerned at how quickly their creditors are going to acquire their debts. However, the automatic stay process can help consumers gather their financial information together while their bankruptcy case is open. Here, the consumer and small business bankruptcy attorneys at…
Read MoreCOVID-19 and Virtual Bankruptcy Hearing Protocols
In the midst of the coronavirus pandemic, there have been many changes in daily business practices. These changes also apply to the court system. In many courts across Maryland, virtual hearings are still taking place to ensure that all parties can be included, without risking the safety of one another. While virtual hearings may not…
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